Banking and finances

Banking and finances are the key specialization areas of SPCG. SPCG collaborates with the leading Polish and foreign banks. The main services provided by SPCG in this field include:

  • Advising on drawing and negotiating credit facility agreements and collateral agreements concerning financing complex investments.
  • Advising foreign banks operating in Poland in relation to credit facilities to Polish businesses and other transactions, in particular regarding collaterals in the context of the Polish legal system.
  • Regular legal service provided to the Restructuring Department of the one of the leading banks with respect to enforcement and bankruptcy proceedings (including representation in numerous legal and bankruptcy proceedings).
  • Providing banks with expert legal opinions relating to various aspects of the banking law and the civil law.
  • Advising on drawing internal banking documentation, e.g. specimens of agreements and regulations.
  • Representation in complex legal disputes, e.g. representation of banks with regards to FX options and disputes related to regulatory issues with the participation of the Polish Financial Supervision Authority and the Office of Competition and Consumer Protection.
  • Advising on credit facility restructuring, including syndicated facilities.
  • Representation in bankruptcy proceedings and advising on complex enforcement.
  • Advising on regulatory matters, including prudential regulations, bank secrets, bank accounts, consumer loans, AML, outsourcing, security of receivables and general questions of the private and public banking law.
  • Representation of buyers and sellers regarding packages of receivables, including non-performing loans in securitization transactions also with the use of securitization funds.
  • Advising on share acquisition of financial institutions and representation before competent bodies (Polish Financial Supervision Authority, Office of Competition and Consumer Protection) in relation to the reporting and consent-obtaining obligations.
  • Representation in disputes related to acting as the investment fund depositary.

SPCG lawyers have in particular advised:

Bank Pekao S.A.

with respect to a construction credit facility and an investment credit facility for financing and refinancing of the Quattro Business Park project, four Class A buildings, carried out by the Buma Group in Kraków

EBA Clearing

with respect to preparing the national legal opinion of the Polish banks' participation in the European payment system

Bank Pekao S.A.

with respect to a construction credit facility for financing the construction of the “Mój Dom” residential area by Salwator Development spółka z o.o. at Obozowa St. in Kraków

Bank Pekao S.A.

with respect to the investment credit facility for financing the construction of the Kraków Business Park office center in Zabierzów by the companies belonging to the Kraków Business Park spółka z o.o. group

Centrum Biurowe
Vinci sp. z o.o. sp.k.

with respect to the investment credit facility granted by PKO BP S.A. for the construction and commercialization of the VINCI Office Center in Kraków

Novo Maar sp. z o.o.

with respect to the construction credit facility granted by Bank Zachodni WBK S.A. for financing one of the stages of the Osiedle Europejskie construction investment project in Kraków

Bank Handlowy w Warszawie S.A., Bank Pekao S.A., Bank PKO BP S.A., Bank Millennium S.A., Bank BPH S.A., Credit Agricole Bank Polska S.A., Plus Bank S.A. and two other leading banks

with respect to the antitrust proceedings regarding the interchange fee (one of the largest antitrust proceedings in Poland)

Bank Handlowy
w Warszawie S.A.

with respect to asserting claims by the bank and enforcing securities of the claims as well as with respect to FX options

Bank Millennium S.A.

with respect to abusive clauses in agreements (e.g. currency spread) and proceedings on appeal against the decision of the President of the Office of Competition and Consumer Protection

Alior Bank S.A.

with respect to an appeal against the decision of the President of the Office of Competition and Consumer Protection

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